2015 has been a rewarding year for us thanks to the support from our partners and customers. Our partners offered great insight on which features and offerings are necessary to succeed in the mobile world.  Many of these discussions led to debates on whether pursuing these innovations would still be in line with our core values. In early 2016, we revisited our vision for the company, which is to build a truly loyal consumer base for our business partner community.  This means more than just a loyalty stamp card. We need to provide  more effective ways of communication between our business partners and their consumers. We need to grow lasting, sustainable relationships.